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Navigating US Usury Laws: Caps, Exemptions, & Risk

The Essential Guide to Usury Laws Usury laws define the maximum legal interest rate a lender can charge, protecting consumers and businesses from excessively high-cost loans and predatory lending practices. This post explores the state-specific nature of these regulations, major exemptions for financial institutions, and the severe penalties for non-compliance. The concept of usury—lending money […]

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Demystifying Licensing Legal Cases

Navigating the legal landscape of licensing can be complex for businesses and professionals. This article provides a clear overview of the types of licensing cases, from administrative processes to challenging denials and disputes, helping you understand the legal procedures involved. In the modern business environment, a license is often a prerequisite to engaging in a

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