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high-interest loans

The Essential Guide to US Usury Laws and Consumer Protection

Meta Summary Usury laws are the primary legal defense against excessive and predatory lending, setting state-level caps on interest rates. This post details how these critical consumer protection statutes work, why they vary by state, and the significant penalties lenders face for non-compliance, ensuring borrowers understand their rights in an evolving financial landscape. Understanding Usury […]

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Navigating the Complex World of Usury Laws

Meta Description: Understand the essentials of usury laws in the United States, including their purpose, state-by-state variations, and the legal implications for both borrowers and lenders. In the world of finance, interest rates are a fundamental concept, but what happens when those rates cross a line from reasonable to exploitative? This is where usury laws

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