consumer debt - Geunim – Law Together

The Chapter 7 Means Test: Qualifying for Debt Liquidation

Meta Description Understand the crucial Chapter 7 Means Test. This guide explains the two-step process—median income comparison and disposable income calculation—required to qualify for bankruptcy liquidation and achieve a fresh financial start. Learn about exemptions, allowed expenses, and what happens if you don’t pass. Filing for bankruptcy is one of the most significant financial decisions […]

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Navigating the New Legal Frontier of Pandemic Law

Meta Description: Understand the complex legal landscape of pandemic law, covering constitutional limits on emergency powers, the seismic shift in employment law, and critical contract defenses like force majeure. Learn how businesses and individuals can navigate public health crisis litigation and compliance. The modern public health crisis fundamentally reshaped the global legal landscape, giving rise

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Protecting Your Assets: A Guide to Creditor’s Rights

Meta Description: Understand the critical legal tools and strategies—from liens to judgment enforcement—that empower businesses and individuals to protect their financial interests and successfully navigate the complexities of Creditor’s Rights and debt recovery. Understanding and Enforcing Creditor’s Rights in a Complex Financial World In the world of commerce and personal finance, extending credit or being

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Legal Aid: A Comprehensive Guide to Free Legal Help

Meta Description Understanding Legal Aid Organizations is crucial for individuals seeking free or low-cost legal assistance. This professional guide explains who qualifies, the types of civil cases covered—from family law and housing disputes to consumer debt and immigration—and how to navigate the system to secure your right to access to justice. Discover essential legal resources

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Understanding Your Rights to Pro Bono Legal Help

Meta Description Navigating the legal system without resources can be daunting. Learn what pro bono legal services are, who qualifies for them, and how to find free or low-cost legal assistance for a range of case types, from Family and Inheritance matters to Civil Cases. The Essential Guide to Pro Bono Legal Services Facing a

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The Truth in Lending Act: Protecting Your Financial Future

Meta Description: Understand the Truth in Lending Act (TILA) and its key provisions. Learn how this federal law empowers consumers with transparent credit disclosures, ensuring you can make informed financial decisions. Discover your rights, from the Annual Percentage Rate (APR) to the right of rescission. Understanding the Truth in Lending Act: A Guide to Consumer

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